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	<title>Silvia Ruch Blog &#187; Real Estate Tips</title>
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	<link>http://silviaruch.com</link>
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		<title>tes</title>
		<link>http://silviaruch.com/tes/</link>
		<comments>http://silviaruch.com/tes/#comments</comments>
		<pubDate>Thu, 06 May 2010 11:35:21 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

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		<title>Foreclosures, easy to buy?</title>
		<link>http://silviaruch.com/foreclosures-easy-to-buy/</link>
		<comments>http://silviaruch.com/foreclosures-easy-to-buy/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 14:44:30 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[broward foreclosure]]></category>
		<category><![CDATA[broward short sale]]></category>
		<category><![CDATA[buy houses]]></category>
		<category><![CDATA[coconut creek foreclosure]]></category>
		<category><![CDATA[Coral Springs home for sale]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home for sale]]></category>
		<category><![CDATA[home for sales]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[parkland foreclosure]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=163</guid>
		<description><![CDATA[This is for all frustreated buyers and Real Estate Agents with all my love,

]]></description>
			<content:encoded><![CDATA[<p>This is for all frustreated buyers and Real Estate Agents with all my love,</p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowScriptAccess" value="always" /><param name="src" value="http://www.youtube.com/v/SM7oWKgCVo4&amp;color1=0xb1b1b1&amp;color2=0xcfcfcf&amp;hl=en&amp;feature=player_embedded&amp;fs=1" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/SM7oWKgCVo4&amp;color1=0xb1b1b1&amp;color2=0xcfcfcf&amp;hl=en&amp;feature=player_embedded&amp;fs=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
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		<title>Real Estate Funny</title>
		<link>http://silviaruch.com/real-estate-funny/</link>
		<comments>http://silviaruch.com/real-estate-funny/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 14:25:23 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=135</guid>
		<description><![CDATA[
]]></description>
			<content:encoded><![CDATA[<p><A HREF="http://www.realestatefunny.com"><IMG SRC="http://www.realestatefunny.com/cartoonshot/cartoon13.jpg"ALT="RealEstateCartoon.com"border="0" width="150" height="150"></A></p>
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		<title>Short Sale</title>
		<link>http://silviaruch.com/short-sale/</link>
		<comments>http://silviaruch.com/short-sale/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 20:37:53 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=122</guid>
		<description><![CDATA[Benefits to the Sellers
•Homeowner Does Not Have A Foreclosure
•Homeowner Avoids The Humiliation Of A Public Sale.
•Homeowner Completes Their Original Commitment With Integrity.
•Possible Smaller Tax Liability.

www.silviaruchteam.com
]]></description>
			<content:encoded><![CDATA[<p>Benefits to the Sellers</p>
<p>•Homeowner Does Not Have A Foreclosure<br />
•Homeowner Avoids The Humiliation Of A Public Sale.<br />
•Homeowner Completes Their Original Commitment With Integrity.<br />
•Possible Smaller Tax Liability.</p>
<p><span id="more-122"></span></p>
<p>www.silviaruchteam.com</p>
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		<title>Google Maps Now Includes Home Listings!</title>
		<link>http://silviaruch.com/google-maps-now-includes-home-listings/</link>
		<comments>http://silviaruch.com/google-maps-now-includes-home-listings/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 19:48:42 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Homes For Sale News]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=93</guid>
		<description><![CDATA[Google Maps now includes ALL the area homes for sale. This includes the REOs. In other words, simply go to Google Maps..enter in a zip code and not only will get you see the map for the local area but, all the homes for sale.

What does this mean for Realtor.com?
Check it out, use this link:
GOOGLE [...]]]></description>
			<content:encoded><![CDATA[<p>Google Maps now includes ALL the area homes for sale. This includes the REOs. In other words, simply go to Google Maps..enter in a zip code and not only will get you see the map for the local area but, all the homes for sale.</p>
<p><span id="more-93"></span></p>
<p>What does this mean for Realtor.com?</p>
<p>Check it out, use this link:</p>
<p><a href="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=48104&amp;mrt=realestate&amp;sll=42.325809,-83.938293&amp;sspn=0.100262,0.338173&amp;ie=UTF8&amp;z=13&amp;ref=patrick.net"><span style="color: #000000;">GOOGLE MAPS. </span></a></p>
<p>Submitted by <a title="Posts by Tim Harris" href="http://timandjulieharris.com/author/tim/">Tim Harris</a></p>
<p><script type="text/javascript"></script></p>
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		</item>
		<item>
		<title>MyBlogLog</title>
		<link>http://silviaruch.com/mybloglog/</link>
		<comments>http://silviaruch.com/mybloglog/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 13:19:20 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=78</guid>
		<description><![CDATA[Undergoing MyBlogLog Verification 
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.mybloglog.com/buzz/community/2009010509332863/" rel="678167373969c4ea45a343bfa6c773c636dd7156">Undergoing MyBlogLog Verification</a> </p>
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		<item>
		<title></title>
		<link>http://silviaruch.com/76/</link>
		<comments>http://silviaruch.com/76/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 21:47:11 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=76</guid>
		<description><![CDATA[


]]></description>
			<content:encoded><![CDATA[<p><a href="http://v2.sharperagent.com/Boomerang/WebPost.flx?userID=05246841-9FE5-44CF-877E-43FA421FFAD6&#038;storeID=9078792&#038;domainID=137"><br />
<img src="http://v2.sharperagent.com/MarketingMaterials/SAHTML_Newsletter_Button.img"><br />
</a></p>
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		<item>
		<title></title>
		<link>http://silviaruch.com/62/</link>
		<comments>http://silviaruch.com/62/#comments</comments>
		<pubDate>Sun, 08 Feb 2009 01:27:27 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=62</guid>
		<description><![CDATA[
]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone" src="http://www.silviaruch.com/parkmonthsup.png" alt="" width="630" height="386" /></p>
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		</item>
		<item>
		<title>Why do you need to work with a  Real Estate Agent</title>
		<link>http://silviaruch.com/why-do-you-need-to-work-with-a-real-estate-agent/</link>
		<comments>http://silviaruch.com/why-do-you-need-to-work-with-a-real-estate-agent/#comments</comments>
		<pubDate>Mon, 02 Feb 2009 22:04:28 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Homes For Sale News]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[home for sales]]></category>
		<category><![CDATA[real estate agent]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=55</guid>
		<description><![CDATA[Home buyers are clear in their expectations of real estate agents.  Buyers thought the most important agent services are helping find the right house, and negotiating sales terms and price. Home buyers are using the Internet and it is producing sales. The Internet has, indeed, emerged as the most valuable and cost-effective marketing and sales [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;">Home buyers are clear in their expectations of real estate agents.<span style="mso-spacerun: yes;">  </span>Buyers thought the most important agent services are helping find the right house, and negotiating sales terms and price. Home buyers are using the Internet and it is producing sales. The Internet has, indeed, emerged as the most valuable and cost-effective marketing and sales tool available to home sellers today. That is one of the reason the real estate agents need to know all the new tools available through the internet</span></p>
<p><span id="more-55"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;">Sometimes buyers can be unreasonable but you simply don’t sell to an unreasonable person. Virtually no Seller is going to give their house away for a drastically reduced price On the other hand sellers need to be more realistic on prices. Home buyers are attracted to clean, spacious and attractive houses. Your goal is to dazzle buyers.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;">Agents are a valuable source of information because they are knowledgeable about homes for sale in a specific area. Criteria for selecting an agent include trust, rapport, track record and level of commitment to first-time home buyers. Agents also use the Internet to do research on behalf of their clients and build their inventory for buyers. With the world of online social networking for business growing by the day, sites that offer a community aspect helps agents network with one another and helps buyers find agents in their local markets.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;">First time home buyers often don&#8217;t know where to begin. From mortgages, to home searches in your best places to live and schools information real estate agents can give them the tools their need to move forward. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small;"><span style="font-family: Calibri;">Silvia Ruch is dedicated to provide buyers and sellers and excellent customer services. You can meet Silvia in her blog:<span style="mso-spacerun: yes;">  </span></span></span><a href="http://www.silviaruch.com/"><span style="font-size: small; color: #0000ff; font-family: Calibri;">www.SilviaRuch.com</span></a><span style="font-size: small; font-family: Calibri;"> or in her real estate website: </span><a href="http://www.silviaruchteam.com/"><span style="font-size: small; font-family: Calibri;">www.SilviaRuchTeam.com</span></a><span style="font-size: small; font-family: Calibri;"> . This article may be reprinted as long as the article is left unchanged and the links stay active.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;"> </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: small; font-family: Calibri;"> </span></p>
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		</item>
		<item>
		<title>Knowledge ALERT! by The Campanella Group</title>
		<link>http://silviaruch.com/knowledge-alert-by-the-campanella-group/</link>
		<comments>http://silviaruch.com/knowledge-alert-by-the-campanella-group/#comments</comments>
		<pubDate>Sun, 11 Jan 2009 12:29:51 +0000</pubDate>
		<dc:creator>Silvia Ruch</dc:creator>
				<category><![CDATA[Mortgage Tips]]></category>
		<category><![CDATA[Real Estate Tips]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sale houses]]></category>

		<guid isPermaLink="false">http://silviaruch.com/?p=22</guid>
		<description><![CDATA[Volume 1 &#8211; Issue 6
Happy New Year! Don&#8217;t forget:

FHA down payments went from 3% to 3.5%.

FHA loan amounts dropped for 2009 &#8211; see
 below for your county and new limit
FHA Releases New REDUCED Loan Limits
Reduced Loan Limits
Effective 1/1/2009:  FHA will reduce the current loan limits to the following:
 We Hope this information will help you win and [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small; font-family: Arial;">Volume 1 &#8211; Issue 6</span></p>
<p><span style="font-size: x-large; color: #008000; font-family: Candara;">Happy New Year! Don&#8217;t forget:</span></p>
<p><span id="more-22"></span></p>
<p><span style="font-size: x-large; color: #ff0000; font-family: Wachovia Celeste;"><strong>FHA down payments went from 3% to 3.5%.</strong></span></p>
<p><span style="font-size: x-large; color: #ff0000; font-family: Wachovia Celeste;"><strong></strong></span><br />
<span style="font-size: x-large; color: #ff0000; font-family: Wachovia Celeste;"><strong>FHA loan amounts dropped for 2009 &#8211; see</strong></span></p>
<p><span style="font-size: x-large; color: #ff0000; font-family: Wachovia Celeste;"><strong> below for your county and new limit</strong></span></p>
<p><span style="font-size: x-large; color: #008000; font-family: Candara;">FHA Releases New REDUCED Loan Limits</span><br />
<span style="font-size: medium; font-family: Trebuchet MS;"><strong>Reduced Loan Limits</strong></span><br />
<span style="font-size: medium; font-family: Trebuchet MS;"><strong>Effective 1/1/2009:</strong>  FHA will reduce the current loan limits to the following:</span><br />
<span style="font-size: large; color: #008000; font-family: Candara;"> We Hope this information will help you win and close your next deal&#8230;</span><br />
<span style="font-size: large; color: #008000; font-family: Candara;">Knowledge is Power.</span></p>
<p>Rich Campanella<br />
Wachovia Mortgage Corporation<br />
6451 N Federal HWY Ste 500<br />
Fort Lauderdale, FL 33305<br />
Phone(954) 337-9218<br />
<a href="mailto:ric.campanella@wachovia.com">ric.campanella@wachovia.com</a></p>
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